|
Services & Coverages We Offer
The Marine Industry
-
We
specialize in offering comprehensive insurance programs & risk management
services to the Marine Industry .
-
Our insurance coverage services include Comprehensive Property Coverage
(Including But Not Limited To Food Spoilage or Contamination ) ,
Casualty Coverage (Including But Not Limited To General
Liability / Liquor
Liability / Valet Parking Non-Owned Auto Liability ) , Pollution Legal Liability , Employment Practices
Liability , Crime - Dishonesty, Depositors Forgery And Theft, Disappearance and
Destruction Of Monies And
Securities ,
Workers Compensation or Occupational Accident, Customized Employee Benefit Programs ( Including But Not Limited To Health / Life / Dental / Vision /
Disability Income ) , Commercial
Auto/Courtesy Van Insurance Coverage , and various other insurance
policy forms or services to suit your firm's specific business
needs.
-
We
offer loss prevention information & risk control services to aid
your personnel with their responsibilities
in providing for the safety of your guests, employees, and
their or your property.
|
|
Marine Industry Insurance Coverage
Program Highlights
-
Group purchasing power and
competitive prices
-
Relationships with top-rated,
financially secure insurance carriers
-
Coverage enhancements to meet
marine service industry
needs
-
Affordable, high-limit Umbrella
options
-
Specialists devoted to servicing
marine industry accounts.
-
Superior claims and risk control
services
|
Marine Property Program
-Comprehensive
program including coverage for:
- Hull / P& I
- Ocean Marine Cargo / Inland Marine
- Food Contamination Coverage
( including food spoilage, contamination such as E. coli, & contagious
diseases, food borne illness , etc.)
- Spoilage Coverage
- Delivery Errors and Omission Coverage
- Brands and Labels Coverage
- Merchandise Withdrawal Expense Coverage
- Reward Payment Coverage
- Lock Replacement
- Wind Strom & Hail ( in designated
coastal areas separate optional coverage is available thought the Tx
Windstorm Insurance Association )
- Business Interruption - Loss of Income (
including payroll of key permanent employees) / Extra Expense
Coverage while you restore or rebuild your business ( including utility
service outages resulting from a covered cause of loss ).
- Ordinance Or Law - Equipment Coverage
- Backup of sewer and drains
- Boiler , Machinery, Storage
Equipment
- Decontamination and Clean-Up Expense for
land and water
- Plants, Trees , and Shrubs
- Outdoors Signs & Furniture
- Glass
- Valuable Papers / Accounts Receivable /
Money & Securities
- Off Premises Personal Property
- Builder's Risk While You Build A New
Location
- Terrorism Coverage available
- Flood Coverage is available through the
National Flood Insurance Program.
-
Click Here To Request
Quote
|
Employment
Practices Liability
- Prior Acts Coverage
- Punitive Damage Coverage
- Third Party Coverage (Example: guest claims of
discrimination)
- Accidental Death and Dismemberment Coverage
- Aggressive Rates and Deductibles
- Limits to fit individual requirements
- Dedicated claims adjusters
assigned
- Staff training for Human Resource
Departments
-
Click To Request Employment
Practices Quote
|
Casualty
Program
- Comprehensive General Liability
- Fire Legal Liability : Covers fire
losses you or your employees cause which results in damages to the
property of others.
- Liquor Liability
- Non-Owed Auto Liability for Valet
Parking
- Umbrella/Excess Liability
- Crime: Blanket employee dishonesty, depositors
forgery and theft, disappearance and destruction of monies and
securities
- Optional Directors & Officers Liability
Polices
-
Click To Request
Insurance Quote
|
Group
Umbrella
|
Pollution
Legal Liability
- On-Site clean-up of Pollution Conditions
- Legal Liability for Pollution Conditions
- Business Interruption coverage resulting from an
interruption caused by Pollution Conditions
- Underground Storage Tank coverage available
- Microbial Matter coverage
available
-
Click Here To Request
Quote
|
Workers Comp
 |
Group Purchasing Group Premium Volume
Discounts Up To 10 % + Managed Care Discounts up to 14 % are
available to TRA Members along with the potential of
dividend payments (
depending on carriers annual claims results)
|
|
|
Standard Texas Workers
Compensation
US Longshoresman & Haborworkers
/ Jones ( Martime ) Act |
|
|
Occupational Accident (Non- Subscriber Occupational
Medical / Disability Coverage) |
|
|
Click To Request Workers Compensation Quote |
|
Employee Benefit Programs
|
|
Group Health - Fully Insured HMO/PPO or Self
Insured Programs |
|
|
Group Short & Long Term
Disability Income Protection |
|
|
Group Term Life -Voluntary or
Employer Paid |
|
|
Group Dental -Voluntary or
Employer Paid |
|
|
Group Vision -Voluntary or
Employer Paid |
|
| Group
Limited Benefit Medical Insurance and Supplemental Coverage-
Very Affordable Voluntary Coverage
(no employer contribution
required) for
part time or lower income hourly paid employees that simply
can not afford traditional major medical coverage
(these type plans are generally
offered along with Preferred Provider Network Access Pr0grams
which substantially reduced fees for healthcare services at pre-negotiated or discounted fees
for services rendered ) . |
|
|
Click To Request A Employee Benefit
Group Insurance Quote
|
|
Commercial Auto
|
|
Loss Prevention & Risk Control Services
Participants in the our
Risk Management Hospitality Programs have access to a
variety of risk control tools. Our resources include:
Expert
Consultants
Our insurance companies and
affiliated risk management & managing general agencies
partners , offer experienced risk control
consultants to provide hazard assessment surveys, consult
with us & our agencies Hospitality Program members, and
provide a variety of other services.
Technical Bulletins
Technical
bulletins are an excellent resource that provides 1-4 pages
of technically accurate and useful information for the busy
general manager or director of safety & security.
Training /
Management Guides
To assist in critical
areas, including slip-trip & falls, pool safety, fleet
safety, and crisis management, we have developed
comprehensive guides to aid in training and program development.
For a helpful overview of
the tools risk control NSU offers you to help reduce claims
frequency and severity, please see the below linked PDF NSU
brochure:
Risk Control Services:
Protecting Your Guests – Preserving Your Bottom Line
|
TheIndependentInsuranceAgency.com
Home |
About Us |
Contact Us
|
Applications & Forms
